









Protect your loved ones with a payout that arrives when it matters the most. Choose one that match your income.

Take care of hospital bills, treatments, and planned procedures for the entire family. Add riders for extra protection.

Get a lump-sum benefit on diagnosis of critical illnesses. Focus on recovery while your policy handles expenses.

Help your loved ones cover funeral costs, medical bills, and other end-of-life expenses.

Stay covered for medical issues, trip delays, and lost baggage — perfect for families and frequent flyers.

Offer your team affordable health and life coverage in one plan. Flexible benefits for companies of every size.
Plans are put together by licensed advisors, not call-center scripts, so you only pay for the protection you’ll actually claim. That means clearer documents, smarter riders, and cover that can grow as your needs change.
We explain every policy in plain language, so you always know what you’re buying and why it suits your family.
You see side-by-side options, exclusions & renewal costs before you decide. No hidden clauses.
We work with long-standing, claim-friendly insurers, so service quality stays high even after policy issuance.
Get help with claims, document checks, and annual reviews — handled by the same advisor.
Pricing was fair, documents were clean, and they actually picked the right insurer for our use case.

They handled everything — from application to renewal. Highly recommended.

Renewals are smooth and they proactively suggest better riders for my health plan.

We’ve used CFS for staff and travel cover. Transparent, and quick to respond.


I have been dedicated to serving my clients and their financial needs since 2003. With my background in insurance and financial planning, I believe that putting my clients first and maintaining the utmost level of professionalism on their behalf is key to my success. I strive to understand my clients' unique needs and goals so I can provide them with tailored financial strategies and solutions. Outside of work, I enjoy spending time with my wife Andrea, traveling to new places, and spoiling my furry companion - my dog Stella. My clients have always been and will continue to be my top priority, and I work hard every day to maintain their trust in me to manage their finances wisely.